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TIPS vs. I-Bonds
TIPS Coupon	2.00%
I-Bond Coupon	2.00%
											Value at
Year	1	2	3	4	5	6	7	8	9	10	Maturity
Inflation	3.00%	3.00%	3.00%	-10.00%	-10.00%	-10.00%	-10.00%	-10.00%	-10.00%	-10.00%
TIPS
TIPS - Principal
Jan 01 Balance	$    1,000.00	$    1,030.00	$    1,060.90	$    1,092.73	$       983.45	$       885.11	$       796.60	$       716.94	$       645.24	$       580.72
Inflation Adjustment	$         30.00	$         30.90	$         31.83	$      (109.27)	$        (98.35)	$        (88.51)	$        (79.66)	$        (71.69)	$        (64.52)	$        (58.07)
Dec 31 Balance	$    1,030.00	$    1,060.90	$    1,092.73	$       983.45	$       885.11	$       796.60	$       716.94	$       645.24	$       580.72	$       522.65	$    1,000.00
TIPS - Interest (assumes interest is reinvested at coupon+inflation rate)
Jan 01 Balance	$              -	$         20.60	$         42.86	$         66.88	$         81.07	$         92.12	$       100.50	$       106.60	$       110.76	$       113.29
Reinvest Rate (1)	5.06%	5.06%	5.06%	-8.20%	-8.20%	-8.20%	-8.20%	-8.20%	-8.20%	-8.20%
Reinvested Interest	$              -	$           1.04	$           2.17	$          (5.48)	$          (6.65)	$          (7.55)	$          (8.24)	$          (8.74)	$          (9.08)	$          (9.29)
Bond Coupon	$         20.60	$         21.22	$         21.85	$         19.67	$         17.70	$         15.93	$         14.34	$         12.90	$         11.61	$         10.45
Dec 31 Balance	$         20.60	$         42.86	$         66.88	$         81.07	$         92.12	$       100.50	$       106.60	$       110.76	$       113.29	$       114.46	$       114.46
TIPS Principal + Interest to date
Dec 31 Balance	$    1,050.60	$    1,103.76	$    1,159.61	$    1,064.52	$       977.23	$       897.10	$       823.54	$       756.01	$       694.01	$       637.10	$    1,114.46
I-Bonds
Interest+ Inflation	5.06%	5.06%	5.06%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Jan 01 Balance	$    1,000.00	$    1,050.60	$    1,103.76	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61
Inflation Adjustment	$         50.60	$         53.16	$         55.85	$              -	$              -	$              -	$              -	$              -	$              -	$              -
Dec 31 Balance	$    1,050.60	$    1,103.76	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61	$    1,159.61