Life Expectancy
The life expectancy information in the table below is based on the mortality table from
IRS Revenue Ruling 2002-62 Appendix B, see link:
	http://www.irs.gov/pub/irs-drop/rr-02-62.pdf
Most of the references to "life expectancy" that you see in newspapers or magazines refer to
the average value. The "90th percentile" value means that there is a 10% chance you'll live
longer. The "99th percentile" value means that there is only a 1% chance you'll live longer.
The chart below lists "Years Beyond Current Age", so the average 20-year-old would live
62.6 years beyond his current age of 20 to be 82.6 years old. Only 1% of the 20-year-olds
would be expected to live to be 104.9 years of age.
This is a unisex mortality table that averages the life expectancies of males and females.
The average 50-year-old female lives about 4 or 5 years longer than a male. Using that
as a guide, a 50-year-old man could subtract 2 years from the value in the table below
while a woman would add 2 years to the value in the table to estimate each's life span.
		-----------How long will you live?--------
		-------------Years Beyond Current Age-----------
	Current		-------------------Percentile-----------------------------
	Age	Average	50%	75%	90%	95%	99%
	15	67.4	70.3	77.0	82.2	85.1	89.9
	16	66.5	69.3	76.0	81.2	84.1	88.9
	17	65.5	68.4	75.0	80.2	83.1	87.9
	18	64.5	67.4	74.0	79.2	82.1	86.9
	19	63.5	66.4	73.0	78.2	81.1	85.9
	20	62.6	65.4	72.0	77.2	80.1	84.9
	21	61.6	64.4	71.0	76.2	79.1	83.9
	22	60.6	63.4	70.1	75.2	78.1	82.9
	23	59.6	62.4	69.1	74.2	77.1	81.9
	24	58.7	61.4	68.1	73.2	76.1	80.9
	25	57.7	60.4	67.1	72.2	75.1	79.9
	26	56.7	59.4	66.1	71.2	74.1	78.9
	27	55.8	58.4	65.1	70.2	73.1	77.9
	28	54.8	57.4	64.1	69.2	72.1	76.9
	29	53.8	56.4	63.1	68.2	71.1	75.9
	30	52.9	55.4	62.1	67.2	70.1	74.9
	31	51.9	54.4	61.1	66.2	69.1	73.9
	32	50.9	53.5	60.1	65.2	68.1	72.9
	33	50.0	52.5	59.1	64.2	67.1	71.9
	34	49.0	51.5	58.1	63.2	66.1	71.0
	35	48.0	50.5	57.1	62.2	65.1	70.0
	36	47.1	49.5	56.1	61.3	64.1	69.0
	37	46.1	48.5	55.1	60.3	63.1	68.0
	38	45.1	47.5	54.1	59.3	62.1	67.0
	39	44.1	46.5	53.1	58.3	61.1	66.0
	40	43.2	45.5	52.1	57.3	60.1	65.0
	41	42.2	44.5	51.1	56.3	59.2	64.0
	42	41.2	43.6	50.1	55.3	58.2	63.0
	43	40.3	42.6	49.1	54.3	57.2	62.0
	44	39.3	41.6	48.2	53.3	56.2	61.0
	45	38.4	40.6	47.2	52.3	55.2	60.0
	46	37.4	39.6	46.2	51.3	54.2	59.0
	47	36.5	38.6	45.2	50.3	53.2	58.0
	48	35.6	37.7	44.2	49.3	52.2	57.0
	49	34.6	36.7	43.2	48.3	51.2	56.0
	50	33.7	35.7	42.2	47.3	50.2	55.0
	51	32.8	34.8	41.2	46.3	49.2	54.0
	52	31.9	33.8	40.3	45.4	48.2	53.0
	53	31.0	32.8	39.3	44.4	47.2	52.0
	54	30.1	31.9	38.3	43.4	46.2	51.0
	55	29.2	30.9	37.3	42.4	45.3	50.0
	56	28.3	30.0	36.4	41.4	44.3	49.0
	57	27.4	29.0	35.4	40.4	43.3	48.0
	58	26.5	28.1	34.4	39.5	42.3	47.1
	59	25.6	27.1	33.4	38.5	41.3	46.1
	60	24.8	26.2	32.5	37.5	40.3	45.1
	61	23.9	25.3	31.5	36.5	39.4	44.1
	62	23.1	24.3	30.6	35.6	38.4	43.1
	63	22.2	23.4	29.6	34.6	37.4	42.1
	64	21.4	22.5	28.6	33.6	36.4	41.2
	65	20.5	21.6	27.7	32.7	35.5	40.2
	66	19.7	20.7	26.8	31.7	34.5	39.2
	67	18.9	19.8	25.8	30.7	33.5	38.2
	68	18.1	19.0	24.9	29.8	32.6	37.2
	69	17.3	18.1	24.0	28.8	31.6	36.3
	70	16.6	17.2	23.0	27.9	30.7	35.3
	71	15.8	16.4	22.1	26.9	29.7	34.3
	72	15.1	15.6	21.3	26.0	28.8	33.4
	73	14.3	14.8	20.4	25.1	27.8	32.4
	74	13.6	14.0	19.5	24.2	26.9	31.5
	75	12.9	13.2	18.6	23.3	26.0	30.5
	76	12.3	12.5	17.8	22.4	25.1	29.6
	77	11.6	11.8	16.9	21.5	24.2	28.6
	78	11.0	11.1	16.1	20.7	23.3	27.7
	79	10.4	10.4	15.3	19.8	22.4	26.8
	80	9.8	9.7	14.6	18.9	21.5	25.9
	81	9.2	9.1	13.8	18.1	20.7	24.9
	82	8.7	8.5	13.1	17.3	19.8	24.0
	83	8.1	7.9	12.3	16.5	19.0	23.2
	84	7.6	7.4	11.7	15.8	18.2	22.3
	85	7.1	6.9	11.0	15.0	17.4	21.4
	86	6.7	6.4	10.4	14.3	16.6	20.6
	87	6.2	5.9	9.8	13.6	15.8	19.7
	88	5.8	5.5	9.2	12.9	15.1	18.9
	89	5.4	5.1	8.6	12.3	14.4	18.1
	90	5.1	4.7	8.1	11.6	13.7	17.3
	91	4.7	4.4	7.7	11.0	13.0	16.5
	92	4.4	4.1	7.2	10.5	12.4	15.8
	93	4.1	3.8	6.8	9.9	11.8	15.0
	94	3.9	3.6	6.4	9.4	11.1	14.3
	95	3.6	3.4	6.0	8.8	10.6	13.6
	96	3.4	3.1	5.7	8.3	9.9	12.8
	97	3.1	2.9	5.3	7.8	9.4	12.1
	98	2.9	2.8	5.0	7.4	8.8	11.5
	99	2.7	2.6	4.7	6.9	8.3	10.8
	100	2.5	2.4	4.3	6.4	7.7	10.0
	101	2.3	2.2	4.0	5.9	7.2	9.4
	102	2.0	2.0	3.7	5.5	6.7	8.7
	103	1.8	1.9	3.4	5.0	6.1	8.0
	104	1.6	1.7	3.1	4.7	5.6	7.5
	105	1.4	1.6	2.8	4.2	5.1	6.8
	106	1.3	1.4	2.6	3.8	4.7	6.2
	107	1.1	1.2	2.3	3.5	4.2	5.7
	108	0.9	1.1	2.0	3.0	3.8	5.0
	109	0.7	0.9	1.8	2.7	3.3	4.5
	110	0.6	0.8	1.6	2.4	2.9	3.9
	111	0.5	0.8	1.4	2.0	2.6	3.5
	112	0.3	0.7	1.1	1.8	2.0	2.9
	113	0.2	0.6	0.9	1.5	1.8	2.5
	114	0.1	0.6	0.8	1.0	1.5	1.9
	115	0.0	0.5	0.8	0.9	1.0	1.0